The Financial Foundation to Grow Your Business. FCF Intelligence: Outsourced Accounting and Financial Intelligence for Growing Businesses.
We bring your accounting, operating data, forecasting, tax planning, and reporting together so the financial picture behind your business is current, credible, and able to support what you are building toward.
Can your financials answer these questions?
We turn your operational and financial data into intelligence you can actually use.
Most firms look only at the accounting system. We bring together the financial and operating data already running through your business so you can see a clearer picture of what is actually happening.
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Clean, current financials and management reporting that give you a reliable view of the business without needing someone to translate every number.
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See how much free cash flow the business is actually generating, understand future cash needs, and plan ahead before making major decisions.
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Which customers, services and locations are carrying the results and which are quietly costing you money.
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We plan ahead to manage tax liabilities while considering cash flow, financing, and how your business will look to a lender, investor, or future buyer.
The numbers that matter. In one place.
Your financial information shouldn't be buried across spreadsheets, ERPs, CRMs, accounting software, bank accounts, and tax returns. FCF Intelligence brings that information together into a clearer view of your business.
Can your financials keep up with the business you're building?
See whether your current financial setup gives you what you need to understand cash, profitability, growth, and the decisions ahead.
Paying less tax shouldn't make your business look weaker than it really is.
Reducing unnecessary taxes matters. But the way your tax position is managed can also affect how your business looks to a lender, investor, or future buyer.
We plan with both in mind.
- Address tax liabilities before year-end.
- Reduce unnecessary taxes where appropriate.
- Consider the impact on free cash flow.
- Keep the financial story of the business clear and consistent.
Industries where the P&L is only half the story.
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Services
Eventually, someone else will look at your numbers.
It could be a bank. An investor. A potential partner. Or the person who eventually wants to buy your business.You shouldn't discover problems with your financials when they start asking questions. FCF Intelligence helps you build a financial picture that's easier to understand, easier to explain, and easier to defend.
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“The most important moment of our relationship was when I purchased this property. I don't think I would have been able to do it on my own.”
“By comparing financial and business performance against industry trends and norms, we've been able to set goals towards growth and viability. The tax planning services have been very helpful in maximizing returns while maintaining a healthy financial image.”
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“Their ability to analyze complex financial data and present it in a clear and concise manner has been invaluable, especially when we were exploring different financing options through SBA loans.”
A building. An SBA loan. A hospitality group that kept growing. Each one needed the numbers to hold up first.
Find out where you stand. It takes two minutes.
Find out where your business stands today and where better financial intelligence could take you.
A growing business needs more from its numbers
- Business-specific chart of accounts
- Revenue and costs organized
- Bank and credit card reconciliation
- Balance sheet reviewed
- Controller quality review
- Monthly financial statements
Why it matters You have financials you can rely on when you need them, without having to clean up or rebuild the books first.
- Monthly close review
- Balance sheet review
- Monthly financial reporting package
- Cash flow reporting
- Comparisons with prior periods
- Written findings and questions for your team
Why it matters You get more than a set of reports at month-end. You understand what changed, where
cash went, and which questions your accounting team needs to resolve.
plan for next.
- Profit and free cash flow
- Financial and operating KPIs
- Profitability by business driver
- Cash flow forecasting
- Performance trends and outlook
- Written findings and areas to watch
Why it matters You stop running a growing business from a P&L, bank balance, and instinct alone. See problems earlier, plan with better information, and show others how the business actually performs.
We start with a setup scoped to the service you choose. That may include organizing the accounting, building the reporting, or connecting operating data. Setup is quoted separately, and any accounting cleanup is agreed and priced before it begins.
*Starting prices cover recurring services and are billed weekly. Engagements are scoped on revenue, entity count, transaction volume, reporting needs, tax complexity, and the level of support required. Setup and any accounting cleanup are quoted separately.
Your proposal defines the work included, what your team remains responsible for, and the price, before we begin.
Already have an accountant or a controller? Keep them.
Controller Reporting adds a review of their monthly work. Financial Intelligence™ builds on reliable financials, whether your team prepares them or ours does. We'll recommend the support you need without duplicating work.
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Financial Intelligence
Assessment
Get a Financial
Intelligence Snapshot
Some decisions need more than reporting.
When you're considering financing, an acquisition, a major investment, a recapitalization, or a future exit, FCF Consulting Partners provides the senior financial leadership behind those decisions.
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Build the financial intelligence.
Managed Accounting · Reporting · Free Cash Flow · Forecasting · Financial Insights · Tax Optimization
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Use that intelligence to make bigger strategic decisions and build enterprise value.
Strategic Fractional CFO · Value Creation · Capital Allocation · Exit Readiness
Frequently Asked Questions
No. You can keep your accountant or controller and add FCF Intelligence reporting on top, as long as their monthly close passes our data quality check. Many clients do exactly that. If the numbers are not reliable enough to report on, we tell you what needs fixing first and you can have your own team fix it or hire us to.
A bookkeeper records what happened. A controller makes sure it's right. A CFO tells you what it means. Most businesses this size have the first, sometimes the second, and can't yet justify the third, which is why the numbers are accurate and still not useful. Our reporting is built to close that gap: CFO-level information, written so anyone can read it, without hiring a CFO.
For most owners at this stage FCF Intelligence reporting is enough, and it costs a fraction of what a fractional CFO does. You get the information a CFO would build — profitability by segment, free cash flow, forecasts, the operating measures that drive your result, and a written read on what changed and why. What you don't get is someone sitting in your leadership meetings making the decisions with you. If you reach the point where you need that, we'll tell you.
Cleaning up books that are behind takes four to twelve weeks for most businesses, depending on how many months are missing and how many bank and card accounts are involved. FCF Intelligence scopes catch-up work as a fixed-fee project with a defined end date, so it does not become an open-ended bill.
A profitable business runs short of cash because profit and cash are not the same thing, and the gap is usually working capital. Money leaves before it arrives: you pay staff and suppliers on their terms while customers pay on theirs, you buy equipment that hits cash immediately but profit slowly, and you pay tax on profit you haven't collected. A profit and loss statement won't show you this. A cash flow view will.
Free cash flow is what the business generates after paying for everything it needs to keep running, including the equipment and investment that profit accounting spreads over years. Profit depends on judgment calls. Free cash flow is what actually funds a hire, a loan payment or a distribution — and it's the number a lender or buyer works back to.
A business owner should review four things every month: a profit and loss with a prior-period comparison, a balance sheet, a cash flow statement, and a short written explanation of what changed and why. Most owners get the first three and none of the fourth, which is why the pack gets filed rather than used.
Your books are probably loan-ready if your bank accounts are reconciled through last month, your balance sheet has no unexplained balances, and you can produce two to three years of consistent statements. Lenders look for reconciled cash, a clean debt schedule, and financials that don't change every time someone reprints them. Our free Snapshot scores exactly these things.
Yes. Controller Reporting reviews the monthly accounting your team produces. Financial Intelligence takes reliable financials and your operating data and explains what is driving performance. If your financials are already reliable and reviewed, Financial Intelligence works on its own. Managed Accounting already includes controller review, so you would not buy Controller Reporting alongside it. We will recommend the combination that fits and quote it without duplicating work.
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